The Science of Money hacks: Boost Your Happiness & Financial Wellbeing
Florien Cramwinckel
This one runs as a masterclass: Florien Cramwinckel takes your colleagues through the research and the thinking behind it, with live questions throughout.
In this lively and evidence-based session, behavioral psychologist Dr. Florien Cramwinckel reveals how small money hacks can create big improvements in both happiness and financial wellbeing. You’ll learn why our brains often work against us, why so many people regret small purchases, and how emotions silently shape financial decisions.
She shows you how to design money systems that still work when you don’t - systems that continue to function when you’re tired, stressed, hungry, or distracted. You’ll discover how to structure your finances so that desired behavior becomes easy and automatic, and undesirable behavior becomes harder.
Grounded in behavioral science yet highly accessible, this session gives you simple, low-effort moneyhacks that boost financial well-being and support a happier everyday life.
During the expert session, Florien Cramwinckel engages the audience through methods such as storytelling and interactive exercises.
Automatic behavior beats willpower
The most effective interventions for lasting behavior change
How emotions drive spending
Designing money systems for your worst moments
The Three-Jar Method to automate your money
The link between mental & financial wellbeing
Most financial decisions don’t happen in moments of calm and clarity — they happen when we’re tired, stressed, overwhelmed, bored, sad, hungry, or emotionally charged. In this session, behavioral psychologist Dr.
Florien Cramwinckel explains how to build money systems that protect you precisely during those moments. Instead of relying on fragile willpower or a deep understanding of finances, you’ll learn how to redesign habits and environments so that your automatic behavior becomes the desired behavior.
Drawing on behavioral science and her contributions to a Dutch bank's national Future Money Talks program, Florien shows why people often go on a shopping spree when they feel sad, why late-night spending feels irresistible, and why “just spend less” rarely works in real life. You’ll discover what your brain is doing in these emotional moments and how you can protect you from yourself.
Participants explore the Three-Jar Method, understand the difference between intention and behavior, and learn how friction, cues, and automation can make desired financial choices effortless. You’ll walk away with practical, science-based moneyhacks that ensure your systems continue to work even when you don’t — reducing stress, building confidence, and supporting both your financial and mental wellbeing.
It is interactive, and the block above says exactly how for this session. Nobody has to speak up who does not want to: the chat and the polls carry most of it, and the questions can come in anonymously.
In this lively and evidence-based session, behavioral psychologist Dr. Florien Cramwinckel reveals how small money hacks can create big improvements in both happiness and financial wellbeing. It is built for a general working audience: no prior knowledge is assumed, and people who already know the subject get the research and the practical side rather than an introduction.
A masterclass. Florien Cramwinckel takes your colleagues through the subject and the reasoning behind it, and answers live questions. It is practical in what people take away, without the hour turning into an exercise class.
Florien Cramwinckel is one of the experts we auditioned ourselves, and we produce every session so we see how each one lands. Participants rate this session 4.0 out of 5, across 131 responses, and rate Florien personally 4.3 out of 5.
It runs 45 min / 15 min: the talk, then live questions. All you do is pick a date. We brief Florien, produce the session, host and moderate it, run the Q&A, and send you the report within an hour of the end.
A team, a department, an employee network or every single employee at once, with no cap and no per-seat price. It runs inside your own Microsoft Teams, Zoom or Google Meet, or on a branded page we build. No integration, no login, no company device or e-mail.
The session is delivered in English/Dutch. You can add high accuracy live subtitles in 8, 16 or 24 languages, so everyone follows in their own. That is a paid option, priced by the number of languages you need.
No, and that is by design. There is nothing to install, nothing to integrate and no connection to your systems, so there is nothing for IT to validate: we join your own Teams, Zoom or Meet as a guest speaker, or we host a page and your people open a link. No software, no accounts, and no data of yours that we can reach. It is why hundreds of companies, among them some of the largest technology and financial firms in the world, were able to start within a day.
We never receive or hold personal data about your employees. Because the session runs in your own environment, attendance and identity stay with you, and what we report back is aggregated: numbers, ratings and survey answers, not people. That is also why IT approval usually takes minutes rather than weeks.
You keep the recording and can share it internally. You also get attendance over time, participant ratings for the content and the speaker, the survey answers, and the topics your people asked for next.
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